TERMS OF SERVICE AGREEMENT

This Terms of Service Agreement (the "Agreement") is entered into by and between Credit Plus Funding (the "Business"), located at Chicago, IL, and the user of the services provided by the Business (the "Client"), hereinafter collectively referred to as the "Parties".

1. SERVICES PROVIDED

The Business specializes in Credit Repair services within the industry. The services provided by the Business may include, but are not limited to:

- Credit analysis and evaluation

- Dispute assistance with credit bureaus, creditors, and collection agencies

- Credit score improvement and management

- Personalized credit rebuilding strategies

- Financial counseling and guidance

2. CLIENT RESPONSIBILITIES

The Client agrees to provide accurate and up-to-date information necessary for the provision of the credit repair services. The Client acknowledges that any misrepresentation or incorrect information provided may hinder the effectiveness of the services provided by the Business.

3. TERM AND TERMINATION

This Agreement shall commence upon the Client's acceptance of these terms and shall continue until termination by either party. Either party may terminate this Agreement at any time for any reason by providing written notice to the other party.

4. FEES AND PAYMENT

The Business shall charge the Client a fee as agreed upon at the time of engagement. Payment for services rendered shall be made according to the terms specified in the agreement between the Business and the Client.

5. CONFIDENTIALITY

Both Parties agree to maintain strict confidentiality regarding any personal and financial information shared during the course of the credit repair process. However, such information may be disclosed if required by applicable law or as necessary to provide the services outlined in this Agreement.

6. LIMITATION OF LIABILITY

The Business shall make every reasonable effort to provide exceptional services in accordance with industry standards. However, the Business does not guarantee any specific results, improvements, or outcomes. The Client acknowledges that credit repair is subject to various factors and external influences beyond the control of the Business.

7. GOVERNING LAW

This Agreement shall be governed and interpreted in accordance with the laws of the state of Illinois, without regard to its conflict of laws principles.

8. ENTIRE AGREEMENT

This Agreement constitutes the entire agreement between the Parties, supersedes any previous communications or agreements, and may only be modified in writing signed by both Parties.

IN WITNESS WHEREOF, the Parties hereto have executed this Terms of Service Agreement as of the date first above written.

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Credit Plus Funding

Address: South Holland, IL

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